Rates and Fees


At GetCashExpress, we strive to deliver convenient installment loans to our customers. We make it easy and affordable with our customized repayment schedule. Depending on the qualification criteria, the loan amount approved varies from an individual to individual. The amount you can borrow is determined by your income. In general, as a first time loan applicant you can borrow up to $500.

You can maximize your loan value and avoid other fees applicable by paying off your installment payments regularly. Besides, you can pay back your loan in full early to decrease the interest charged over your loan.

Loan Repayment:

Installment loan online is a small loan that is repaid through a number of scheduled payments. Installment loan offers a much longer loan term than any other loan. The flexibility of repayment offers you a greater ease to pay off your loan either in bi-weekly installments or in full at any time. However, mind that your loan term should not exceed six months (180 days). You are not required to write checks for loan repayment. The payment is directly withdrawn from your authorized bank account via ACH.

APR and other fees applicable:
  • GetCashExpress charges a loan fee of $30 on every $100 of the principal outstanding for each installment. In case of early payoff, the fee will be accustomed in accordance with the reduced repayment schedule. We do not charge early payoff fee, if you afford to pay off your loan in full during the tenure period.
  • Our Annual Percentage Rate (APR) ranges from 365.00% to 1564.28%. APR describes the interest rate applied over the loan for a whole year. Note that based on the individual loan term, the APR and repayment amount varies.
  • Insufficiency of funds in your authorized checking account that are not enough to cover the payment will lead to Non-sufficient Funds Fee (NSF). For each returned payment, we charge a NSF fee of $20.
  • There are no fees for loan cancellation. If you desire to rescind your loan after applying for it, contact our support team immediately. All our loans comes with a three day satisfaction guarantee.

If you have any queries related to APR rates and other fees, write to our support staff at support@getcashexpress.com

Sample loan: Kindly click here to understand the typical repayment schedule. This is a representative example only.

Sample Repayment Schedule for a $200 Loan
Number of Payments Amount of Payments When Payments Are Due
1 $74.00 January 2, 2017
1 $69.79 January 17, 2017
1 $65.60 February 1, 2017
1 $61.39 February 16, 2017
1 $57.19 March 3, 2017
1 $53.00 March 20, 2017
1 $48.79 April 4, 2017
1 $44.59 April 19, 2017
1 $40.39 May 4, 2017
1 $36.19 May 19, 2017
1 $78.00 June 3, 2017

GetCashExpress believes in fair lending and does not discriminate against any loan applicant based on color, race, origin, sex, marital status, etc.