As a state-licensed online direct lender, GetCashExpress believes in transparent financing. We disclose our online installment loan fees, terms, interest rates, and repayment calculations upfront so you can make an informed decision during a financial emergency. We offer loans up to $1500 with a flexible repayment structure of either 6 monthly or 12 biweekly installments.
We practice ethical lending and want you to understand that we accept significant risk by providing funding to borrowers with bad credit without a hard credit check. Because of this expanded access, the total cost of borrowing may be higher than traditional banking alternatives. We strongly advise you to borrow only the amount you genuinely need and to make your loan payments responsibly on time to keep your total loan costs as low as possible.
Absolutely free to submit your online form.
Clear 30% interest rate per $100 borrowed.
No administrative setup or processing costs.
NSF fee of $30 is charged only if a payment bounces. Contact us two to three days before the payment due date for loan extension.
Percentage fees may apply per your state contract, but errors on our part fully waive them.
Save on interest by paying off your loan balance early without penalty.
Review your installment loan repayment estimates, APR and TILA disclosures upfront.
Below is an example of how installment loan payments are structured over time with fixed due dates and manageable amounts.
The cost of your credit as a yearly rate.
The dollar amount the credit will cost you.
The amount of credit provided to you or on your behalf.
The amount you will have paid after all scheduled payments.
Your payment schedule (the "Payment Schedule") will be:
Prepayment: If you pay off early, you will not have to pay a penalty and you will not be entitled to a refund of part of the finance charge.
Security: You are giving a security interest in the ECheck/ACH Authorization.
See your contract document for any additional information about nonpayment, default, any required repayment in full before the scheduled date, and prepayment refunds and penalties.
Itemization of Amount Financed: Amount given to you directly: $500.00. Amount paid on Loan No. N/A with us: N/A. (e) means estimated.